What is in a Onesurvey home report?
The Onesurvey Home report provides you relevant information about a property you are considering buying and is available immediately on download. The information contained in a Home Report will help you to make your buying decision, the price you will pay and help your solicitor to complete the purchase for you.
A Onesurvey Home Report is independent and you will receive a personalised copy containing your personal details to establish a contract with the surveyor who completed the Single Survey, Energy Report and Mortgage Certificate.
As a potential buyer the report is put in your name, and if you are the successful purchaser your Lender can go directly to the Surveyor for a mortgage valuation at no additional cost to you.
Once registered with Onesurvey you may take as many copies of property Home Reports as you wish and you do not have to re-register each time. You may access the reports from your own home page and return to view them at any time.
Who is responsible?
The person marketing the property is responsible for making sure that a report is available to you and if it is not they may be liable for a fine. You should insist on reading the Home Report on any property you are considering buying and pay attention to all the documents as they give you relevant information to the property such as condition and value. You can search for the property on this site and get a copy immediately.
Why do I need to register?
Once you have registered for the Home Report it is personalised to you and lets the Surveyor know who he is liable to, which means that you can rely on the Report as it is covered by the Surveyor’s Professional Indemnity Insurance.
A personalised report also allows your Lender to contact the Surveyor direct for a transcript of the valuation, saving you time and money.
As a registered copy holder, you will be notified of any changes or updates to the Home Report.
Greater detail, Better decision making
Single Survey
The Single Survey gives you more information on the condition of the property than you would normally get from a valuation for mortgage purposes so you can make a more informed decision.
Energy Report
The Energy Report will not only give you an idea about the current cost of running the house, but also some useful information about what you can do to improve the energy efficiency.
Mortgage Certificate
The Mortgage Certificate provides a lender with the information required to make a lending decision and includes the valuation.
Property Questionnaire
The Property Questionnaire should give you information about alterations made, factoring fees, council tax band and other things that helps you understand more about the property and what ownership involves, particularly with regard to running costs. This information may well influence whether you buy and certainly what you are prepared to pay.
In summary
With more information available earlier in the process you can identify issues with the property far earlier and negotiate solutions which means that transactions should complete faster and with more certainty.
The Home Report is available from this site by searching for the property and clicking the link. You will be asked to provide some basic contact details to personalise the documents.
A link will be provided from any web site that has a property with a Onesurvey Home Report, you simply click through. If there is no link available you can search for the Home Report here.
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